The Consumer Financial Protection Bureau (CFPB) was created to curtail predatory and unfair lending practices through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The CFPB made great strides toward helping Americans avoid the costs of dishonest bank misconduct. The average consumer, however, must still be alert to sneaky fees, unscrupulous debt…

Nothing brings families and friends together like a backyard barbecue by the swimming pool, but it’s also one of the greatest financial and legal risks a homeowner can take. When swimming pool ownership responsibilities are not taken seriously, personal injury or wrongful death can be the tragic result. Protect swimmers from harm and yourself from liability.…

In 2010, Congress passed the Break Time for Nursing Mothers law. This law protects the rights of breastfeeding mothers in the workplace, but there are plenty of employers who haven’t gotten the message. Major financial ramifications might finally be changing this awareness. Let mothers nurse – it’s the law. Breastfeeding mothers provide their infants with…

Summertime in the United States is not just about backyard barbecues and school vacations anymore. Summer signals the start of hurricane and wildfire season in various parts of the country. If you live in places where these phenomena are becoming more frequent, it’s smart to have a plan about how you will deal with a…

Accidents happen. And car accidents happen a lot — with more than 7 million crashes reported in the US  in 2016, according to the Bureau of Transportation Statistics. While car accidents are common, they are also unexpected, and they can have far-reaching consequences, including injuries and legal complications. Knowing what to do ahead of time…

Getting a traffic ticket is never pleasant, but it doesn’t have to cost you. You have the option of going to court to fight the citation and it can be worth it to spend the time fighting the ticket rather than paying the fine. However, you’ll have a much better chance of success if you…

Fireworks, also known as explosives, are legal in most states, but legal does not mean safe. When caught up in Fourth of July festivities, it’s easy to forget just how dangerous fireworks can be. Here’s what every American needs to know before lighting that fuse. Fireworks Injury and Death Statistics In January 1984, Michael Jackson…

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